Regini Privacy Policy

Last update: 31 July 2024‍

Introduction & scope

This document refers to personal data, this is defined as information about people (called the Data Subjects).

We understand that you are aware of and care about your own personal privacy interests, and we take that seriously. This Privacy Policy applies to systems, operations and processes of Regini that involve the collection, use, storage, and disclosure etc. of personal information of our Users. We recognize that privacy is an ongoing responsibility, and so we will from time to time update this Privacy Policy as we undertake new personal data practices or adopt new privacy policies.

This Privacy Policy applies to use of our website at https://regini.finance, and all affiliated websites and applications owned and operated by us (collectively, the "Website"), applications, other online services and/or any related services, sales, marketing, promotional or events, and social media activities (together with the Website, our "Services").

This Privacy Policy applies to your use of (regardless of means of access) our Services. You may access or use our Services through a desktop, laptop, mobile phone, tablet, or other consumer electronic device (each, a "Device"). This Privacy Policy also applies to your offline interactions with Regini.

We are committed to upholding the rights of our clients and investors. Individuals have the right to access, correct, update, and delete their personal data held by us, and they can exercise these rights by contacting us. We also respond to any inquiries or concerns related to data privacy in a timely and appropriate manner.

We regularly review and update our data privacy practices to ensure compliance with evolving laws, regulations, and industry best practices. Any changes to our data privacy practices will be communicated through updates to this Privacy Policy or through other appropriate channels.

By accessing or using our Services, you agree to this Privacy Policy.

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Information we collect and how we collect it

In general, you can visit https://regini.finance without telling us who you are or revealing any information about yourself.

When you submit an inquiry to us via any means, join our wait list, register for a Regini account, register to attend a Regini event, interact with us on social media, partake in competitions and promotional activities and volunteer information to us; we may collect personal information from you, which may include your name, email address, mobile phone number, banking information, image and other information that identifies you (collectively, "Personal Information"). By providing your Personal Information and any other kind of information or data to us, you expressly agree to our collection, use, storage, and disclosure of such information as described in this Privacy Policy.

As a User, we will also ask you to create login information for your Regini account, such as email address, phone number and password. When you provide your mobile phone number, we may ask for your consent to receive text messages relating to our Services on that number.

In general, we collect Personal Information you give us by filling in forms or by corresponding with us by phone, email, social media posts & messages, or otherwise.

We may receive, use, store and transfer different kinds of Personal Information about you, including but not limited to the following:

Identity Information: which includes your first name, last name, maiden name (where applicable), username or similar identifier, marital status, title, date of birth and gender.
Contact Information: which includes your billing address, delivery address, email address and telephone numbers.
Transaction Information: which includes details about your transactions.
Device Information: which includes information on the devices with which you access the Website.
Profile Information: which includes your email address and password, transaction history, preferences, feedback and survey responses.
Usage Information: which includes details of your use of our Services. We may aggregate your usage information to calculate the percentage of Users accessing a specific Website feature.
Marketing and Communications Information: which includes your preferences in receiving marketing from us and our third parties and your communication preferences.
Location Information: which includes your current location disclosed by GPS technology or any other location territory.

We may also collect, use and share aggregated data such as statistical or demographic data for any purpose.

Information about your transactions

We collect Personal Information about your transactions with us and others.

Information from third parties

We also collect Personal Information about you from other companies. For instance, we may receive Personal Information about you from a consumer reporting agency or we may collect Personal Information from your employer where your employer is providing a service to Regini.

Information automatically collected

We (or our service providers acting on our behalf) may collect information about your use of our Services. This information may include Personal Information as well as statistical information that does not identify you ("Analytics"). Some Analytics may be correlated with Personal Information. When Analytics are, directly or indirectly, associated or combined with Personal Information, such Analytics will be considered Personal Information for purposes of this Privacy Policy.

Information that we automatically collect in connection with your access or use of our Services may include:

Device Information: We may collect Device-specific information (such as hardware model, operating system version, unique Device identifiers, and mobile network Information, including your mobile phone number). We may associate your Device identifiers or mobile phone number with your Regini account.

Log Information: We may record or log information from your Devices, their software, and your activity accessing or using our Services. This information may include:

The Device's Internet Protocol ("IP") address.
Identification numbers associated with your Devices.
Device event information, such as crashes, system activity, and hardware settings.
Location preferences.
Date and time stamps of transactions.
System configuration information.
Other interactions with our Services.

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How We Use Information

We may use Personal Information for the following:

Provide our Services to you.
Provide quotations, make telephone contact and to email you information which we believe may be of interest to you.
Provide security for the Services and obtain analytics about app and ad performance.
Marketing, developing and improving our products and services.
To provide you with customized services and support, including to monitor, investigate, and respond to your inquiries and concerns.
For testing, research & analysis.

Customer Support: If you contact us with a question, our support team may view your data to solve your problem. We may also ask you follow-up questions requiring additional information.

Product development: To improve and develop our products and services, we need to understand how our Services are used and analyze personal data. We may use personal data to provide different app experiences to different users in order to improve our Services. We integrate privacy by design into these processes.

Analytics: We may use Analytics as described elsewhere in this Privacy Policy and for research and commercial purposes, such as to improve our Services.

We may use your email address to respond to your inquiries and to provide information about our Services. You may elect not to receive promotional emails from us either by "unsubscribing" to an email you receive from us or by contacting us as indicated below. As a User, if you unsubscribe from receiving emails from us, we may still send you non-promotional emails, such as emails about your Regini account or our ongoing business relations, unless you withdraw your consent to receive electronic communications.

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How we share data

You agree that we have the right to share your Personal Information, and other information that you share with us:

If you request or authorize it.
If the information is provided to help complete a transaction for you.
With any of our affiliated companies and service providers.
With financial service providers.
With another user, when you sign up for our services via a referral link. The user that referred you may receive information indicating that you have enrolled with us.
With non-financial companies, such as email service providers that perform marketing services on our behalf, and fraud prevention service providers that use the information to provide services to us.
With a non-affiliated third-party to access and transmit your personal and financial information from a relevant institution. You grant the third-party the right, power, and authority to access and transmit this information according to terms of their privacy policy.
With selected third parties including business partners, suppliers and sub-contractors for the performance of any contract we enter into with them or you.
With third parties to whom we may choose to sell, transfer or merge parts of our business or our assets or alternatively, acquire all or parts of their businesses.
In response to a request for information, if we are required by, or we believe disclosure is in accordance with applicable laws, rules, regulations, governmental and quasi-governmental requests, court orders, or subpoenas or legal process.
For our everyday business purposes.
For publication of our events and competitions on digital and print media
Protect our rights, property, or safety or the rights, property, or safety of our users or others.
With relevant law enforcement officials or other third parties, such as investigators or auditors, if we believe it is appropriate to investigate fraud.

When you are no longer our User, we may continue to share your information as described in this Privacy Policy.

We may disclose Analytics with third parties as described elsewhere in this Privacy Policy and for our commercial purposes. We use Google technology and services to obtain analytics. As a result of this, Google obtains and uses some of your personal data as described here.

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Data subject rights

Opt-Out Rights

If you do not wish to receive offers or other notices from us in the future, you can "opt out" by contacting us as indicated at the end of this Privacy Policy or by following the "unsubscribe" instructions in any communication you receive from us. Please be aware that if you are a User, you are not able to opt out of receiving communications about your Regini account or related transactions with us.

Other Rights to Your Personal Information with us

Beyond your right to opt out of our processing Personal Information, you also have the option of exercising any of the below rights with respect to your Personal Information:

Right to be informed that we are collecting personal data about you.
Right to access personal data that we hold about you and request for information about how we process it.
Right to request that we correct your personal data where it is inaccurate or incomplete.
Right to request that we erase your personal data noting that we may continue to retain your information if obligated by the law or entitled to do so.
Right to object and withdraw your consent to processing of your personal data. We may continue to process if we have a legitimate or legal reason to do so.
Right to request restricted processing of your personal data noting that we may be entitled or legally obligated to continue processing your data and refuse your request.
Right to request transfer of your personal data in (an electronic format).
You can ask us to review any decisions made about you which we made solely based on automated processing, including profiling, that produced legal effects concerning you or similarly significantly affected you.
You can object to our use of your personal data for direct marketing purposes, including profiling.

If you wish to exercise any of the rights set out above, please email support@regini.finance.

We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.

We try to respond to all legitimate requests within reasonable time. Occasionally it could take us longer if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.

When technically feasible, we will—at your request—provide your personal data to you or transmit it directly to another controller.

Reasonable access to your personal data will be provided. If access cannot be provided within a reasonable time frame, Regini will provide you with a date when the information will be provided. If for some reason access is denied, Regini will provide an explanation as to why access has been denied.

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External Websites

Our websites may contain links that are not governed by this Privacy Notice. Please review the destination websites’ privacy notices before submitting personal data on those sites. Whilst we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content, security, or privacy practices employed by other sites.

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Data security and retention

Regini protects personal data with security measures that are consistent with industry standards, including background checks on all employees and data encryption in transit and at rest. We deploy strict physical, electronic, and administrative security measures to protect your information from access by unauthorized persons, against unlawful processing and foreseeable hazards and breaches when online.

We aim to ensure that access to your personal data is limited only to those who need to access it. Those individuals who have access to the data are required to maintain the confidentiality of such information. We may apply pseudonymization, de-identification and anonymization techniques in efforts to further protect personal data. In addition, we train our employees about the importance of confidentiality and maintaining the privacy and security of your information.

We will retain your data for as long as necessary for the said purpose of the processing, and after that, we will keep your data as long as the law requires.

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Data Breach

In the event that Regini becomes aware of a security breach which has resulted or may result in unauthorized access, use or disclosure of personal information of Regini users, Regini will promptly investigate the matter and notify the ODPC not later than 72 hours after having become aware of it, unless the personal data breach is unlikely to result in a risk to the rights and freedoms of natural persons.

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Changes to our Policy

This Privacy Policy is effective as of the date stated at the top of this Privacy Policy. We may change this Privacy Policy from time to time. Please be aware that, to the extent permitted by applicable law, our use of your information is governed by the Privacy Policy in effect at the time we collect the information. If you visit the Websites after a change to this Privacy Policy is posted on the Website, you will be bound by such change. Please refer back to this Privacy Policy on a regular basis.

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How can I contact Regini?

If you have any questions, comments, or concerns regarding our Privacy Policy please contact us at support@regini.finance.